Your Insurer Has Lawyers. Now You Do Too.
Talk to a lawyer before you talk to your adjuster.
Free Claim ReviewLegal Representation for Policyholders
Your policy is a contract, and your insurer has lawyers reading it. So should you. Our attorneys review your coverage, present your claim, and hold your insurer to the terms of your policy. We represent policyholders only, never insurance companies.
Counsel From Day One
Every file is handled under the direction of an attorney. When an estimate, engineering report or inventory is needed, our attorneys retain the consultants and use their findings to support your claim.
How We Handle Your Claim
- 01Review:
we read your policy, review the insurer’s correspondence and inspect the loss.
- 02Present:
we document the claim and present it to your insurer in writing, with supporting estimates and records.
- 03Demand:
if the insurer underpays, delays or denies, we respond with a formal demand and the legal steps your policy and the law allow.
- 04Resolve:
we negotiate a resolution, or file suit and take the case through discovery and trial when needed.
No upfront fees. No attorney’s fee unless we recover for you.
Your fee is set in writing before we start.
Free Claim Review: tell us what happened. We review your policy and your loss at no charge.
A Lawyer on Your File: an attorney directs your claim from the first inspection to the final resolution.
What We Handle
We handle both commercial and residential claims from start to finish. Here is how our team can help you:
- Get your life back on track while we handle your claim.
- Have peace of mind knowing your claim is handled by professionals who work only for you.
- Let us deal with your insurance company, so you don’t have to.
- Skip the burden of preparing an itemized damage report on your own.
Denied, Delayed or Underpaid?
An insurer's letter isn't always the last word. We review the decision against your policy and tell you where you stand.
Denied
Insurers sometimes deny claims by blaming flood, wear and tear, or a pre-existing condition. A denial can often be challenged.
Delayed
If your insurer stops responding or keeps asking for the same documents, we follow up and move the claim forward.
Underpaid
A low estimate often leaves out damage, labor or material costs. We compare it against the actual loss and your policy.
Before you accept the insurer's decision, let us review your policy.
Get a Free Claim ReviewClaims We Handle
See all losses →Frequently Asked Questions
Should I accept the insurer's first estimate?
Not before someone on your side has checked it against your policy and the actual damage.
My claim was denied. Is it over?
Not necessarily. A denial can often be challenged. Send us the denial letter and your policy.
Can I start repairs before the inspection?
Make repairs needed to stop further damage, keep every receipt, and photograph everything first.
The insurer stopped responding. What now?
Insurers have legal deadlines to respond. We can follow up and hold them to those deadlines.
How much does it cost to talk to you?
Nothing. The claim review is free.
How long will my claim take?
It depends on the loss and the insurer. We'll give you a realistic timeline after reviewing your file.